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Eligibility
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We will ask you for answers to questions, which we will use to assess the cover we can provide. The answers you give us must be correct to the best of your knowledge and belief. If any of these answers change or are incorrect now and throughout the life of the policy you must tell us. If you do not your policy may be invalid, you may pay an incorrect premium, claims may be reduced or not paid and your premium may not be refunded. Your policy will detail all the conditions.
You and your family living at the property have not:
Your details
Tell us about you
Your Quotation
Quote number: RSA-GENBS-00004365
Thank you Joe Bloggszzz,
Here's your quote and a little extra detail for you
52A Alexandra Street, Southend-on-Sea, Essex, SS1 1BJ
Buildings covers the main structure of your home, its garages and outbuildings, walls, fences, gates and any fixtures and fitting such as fitted kitchens and bathroom suites. This amount will need to cover the re-build cost of your home, which you may be able to find on your surveyor's report or mortgage valuation.
We also provide up to £40,000 alternative accommodation cover if your home becomes uninhabitable in the event of claim, and up to £750 to replace your external door locks or keys if you damage the locks to the outside doors of your home.
Key exclusion: We won't cover storm or flood damage to fences or gates.
Contents cover protects the items you own within your home such as furniture, carpets, curtains and free-standing white goods - for example, fridges, cookers and dishwashers. This amount will need to cover the cost of replacing all your contents as new.
We also provide up to £1,000 cover for freezer food and £750 to replace your external door locks if the keys to the outside doors of your home are lost or stolen.
Key exclusion: Theft from an outbuilding is limited to £5,000
By high risk items we mean:
This level of cover provides £7,500 in total for these items kept within your home up to £1,500 individually.
We will pay the cost of removing and replacing any part of the buildings necessary to repair a household heating or water system that has caused an escape of water or oil.
Buildings covers the main structure of your home, its garages and outbuildings, walls, fences, gates and any fixtures and fitting such as fitted kitchens and bathroom suites. This amount will need to cover the re-build cost of your home, which you may be able to find on your surveyor's report or mortgage valuation.
We also provide up to £75,000 alternative accommodation cover if your home becomes uninhabitable in the event of claim, and up to £1,000 to replace your external door locks or keys if you damage the locks to the outside doors of your home.
Key exclusion: We won't cover storm or flood damage to fences or gates.
Contents cover protects the items you own within your home such as furniture, carpets, curtains and free-standing white goods - for example, fridges, cookers and dishwashers. This amount will need to cover the cost of replacing all your contents as new.
We also provide up to £1,000 cover for freezer food and £1,000 to replace your external door locks if the keys to the outside doors of your home are lost or stolen.
Key exclusion: Theft from an outbuilding is limited to £7,500
By high risk items we mean:
This level of cover provides £10,000 in total for these items kept within your home up to £1,500 individually.
We will pay the cost of removing and replacing any part of the buildings necessary to repair a household heating or water system that has caused an escape of water or oil.
If a part of a set, pair or suite is lost or damaged by a cause covered under your policy and we cannot repair or replace it with an item of the same colour make, model, material and size we will:
If we ask you to, you will have to give up the undamaged parts of the pair, set or suite to us where the full replacement cost has been paid.
We will not cover the cost to replace all undamaged parts of a matching set, pair or suite where the cost to repair or replace the lost of damaged part is below the policy excess.
Enhance your cover with these options
Home Emergency Assistance
Our recommended tradesperson will make emergency repairs to your home, up to £500. They'll come out 24 hours a day, 365 days a year.
Legal Expenses Cover
If you should need to take legal action because of injury, an employment or housing issue or because you've got a problem with something you've bought or sold, would you need legal advice or help towards the cost of legal expenses?
You have selected standard cover.
Annual payment price*
£120.00
*Inclusive of Insurance Premium Tax at its current rate.
